Call report 2026Q1
F&M BANK AND TRUST COMPANY — 2026Q1
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,866,000 | USD | evidence → |
| Total loans | 120,289,000 | USD | evidence → |
| Allowance for loan losses | 1,326,000 | USD | evidence → |
| Securities available for sale | 41,513,000 | USD | evidence → |
| Securities held to maturity | 5,183,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,081,000 | USD | evidence → |
| Interest-bearing deposits | 130,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,368,000 | USD | evidence → |
| Equity capital | 16,763,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,182,000 | USD | evidence → |
| Interest expense | 658,000 | USD | evidence → |
| Net interest income | 1,524,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 1,229,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 524,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 394,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,992,000 | USD | evidence → |
| Total capital | 20,343,000 | USD | evidence → |
| Risk-weighted assets | 121,680,000 | USD | evidence → |