Call report 2025Q1
F&M BANK AND TRUST COMPANY — 2025Q1
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,029,000 | USD | evidence → |
| Total loans | 112,983,000 | USD | evidence → |
| Allowance for loan losses | 1,261,000 | USD | evidence → |
| Securities available for sale | 44,334,000 | USD | evidence → |
| Securities held to maturity | 5,864,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,864,000 | USD | evidence → |
| Interest-bearing deposits | 133,597,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,267,000 | USD | evidence → |
| Equity capital | 14,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,030,000 | USD | evidence → |
| Interest expense | 700,000 | USD | evidence → |
| Net interest income | 1,330,000 | USD | evidence → |
| Noninterest income | 178,000 | USD | evidence → |
| Noninterest expense | 1,104,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 403,000 | USD | evidence → |
| Income tax | 98,000 | USD | evidence → |
| Net income | 305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,847,000 | USD | evidence → |
| Total capital | 19,123,000 | USD | evidence → |
| Risk-weighted assets | 116,702,000 | USD | evidence → |