Call report 2024Q4
F&M BANK AND TRUST COMPANY — 2024Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,093,000 | USD | evidence → |
| Total loans | 111,128,000 | USD | evidence → |
| Allowance for loan losses | 1,276,000 | USD | evidence → |
| Securities available for sale | 45,841,000 | USD | evidence → |
| Securities held to maturity | 5,861,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 161,762,000 | USD | evidence → |
| Interest-bearing deposits | 128,179,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,583,000 | USD | evidence → |
| Equity capital | 13,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,928,000 | USD | evidence → |
| Interest expense | 3,099,000 | USD | evidence → |
| Net interest income | 4,829,000 | USD | evidence → |
| Noninterest income | 747,000 | USD | evidence → |
| Noninterest expense | 4,252,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 1,314,000 | USD | evidence → |
| Income tax | 260,000 | USD | evidence → |
| Net income | 1,054,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,654,000 | USD | evidence → |
| Total capital | 18,945,000 | USD | evidence → |
| Risk-weighted assets | 115,625,000 | USD | evidence → |