Call report 2023Q4
F&M BANK AND TRUST COMPANY — 2023Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,174,000 | USD | evidence → |
| Total loans | 115,269,000 | USD | evidence → |
| Allowance for loan losses | 1,402,000 | USD | evidence → |
| Securities available for sale | 48,159,000 | USD | evidence → |
| Securities held to maturity | 5,849,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,081,000 | USD | evidence → |
| Interest-bearing deposits | 132,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,952,000 | USD | evidence → |
| Equity capital | 12,359,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,682,000 | USD | evidence → |
| Interest expense | 2,076,000 | USD | evidence → |
| Net interest income | 4,606,000 | USD | evidence → |
| Noninterest income | 607,000 | USD | evidence → |
| Noninterest expense | 3,971,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,265,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 1,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,768,000 | USD | evidence → |
| Total capital | 18,185,000 | USD | evidence → |
| Risk-weighted assets | 119,834,000 | USD | evidence → |