Call report 2023Q3
F&M BANK AND TRUST COMPANY — 2023Q3
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,267,000 | USD | evidence → |
| Total loans | 112,880,000 | USD | evidence → |
| Allowance for loan losses | 1,396,000 | USD | evidence → |
| Securities available for sale | 46,501,000 | USD | evidence → |
| Securities held to maturity | 5,846,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,831,000 | USD | evidence → |
| Interest-bearing deposits | 122,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,157,000 | USD | evidence → |
| Equity capital | 10,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,810,000 | USD | evidence → |
| Interest expense | 1,404,000 | USD | evidence → |
| Net interest income | 3,406,000 | USD | evidence → |
| Noninterest income | 471,000 | USD | evidence → |
| Noninterest expense | 2,940,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 952,000 | USD | evidence → |
| Income tax | 173,000 | USD | evidence → |
| Net income | 779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,500,000 | USD | evidence → |
| Total capital | 17,912,000 | USD | evidence → |
| Risk-weighted assets | 119,125,000 | USD | evidence → |