Call report 2015Q1
CITIZENS & NORTHERN BANK — 2015Q1
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,238,236,000 | USD | evidence → |
| Total loans | 628,559,000 | USD | evidence → |
| Allowance for loan losses | 7,134,000 | USD | evidence → |
| Securities available for sale | 516,705,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 984,157,000 | USD | evidence → |
| Interest-bearing deposits | 753,655,000 | USD | evidence → |
| Noninterest-bearing deposits | 230,502,000 | USD | evidence → |
| Equity capital | 167,896,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,060,000 | USD | evidence → |
| Interest expense | 1,214,000 | USD | evidence → |
| Net interest income | 9,846,000 | USD | evidence → |
| Noninterest income | 3,454,000 | USD | evidence → |
| Noninterest expense | 8,369,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 5,002,000 | USD | evidence → |
| Income tax | 1,239,000 | USD | evidence → |
| Net income | 3,763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 150,259,000 | USD | evidence → |
| Total capital | 157,426,000 | USD | evidence → |
| Risk-weighted assets | 698,960,000 | USD | evidence → |