Call report 2014Q4
CITIZENS & NORTHERN BANK — 2014Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,228,210,000 | USD | evidence → |
| Total loans | 630,545,000 | USD | evidence → |
| Allowance for loan losses | 7,336,000 | USD | evidence → |
| Securities available for sale | 505,718,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 978,232,000 | USD | evidence → |
| Interest-bearing deposits | 756,146,000 | USD | evidence → |
| Noninterest-bearing deposits | 222,086,000 | USD | evidence → |
| Equity capital | 164,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,629,000 | USD | evidence → |
| Interest expense | 5,123,000 | USD | evidence → |
| Net interest income | 40,506,000 | USD | evidence → |
| Noninterest income | 15,509,000 | USD | evidence → |
| Noninterest expense | 33,992,000 | USD | evidence → |
| Provision for loan losses | 476,000 | USD | evidence → |
| Pretax income | 22,288,000 | USD | evidence → |
| Income tax | 5,613,000 | USD | evidence → |
| Net income | 16,675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 149,055,000 | USD | evidence → |
| Total capital | 156,420,000 | USD | evidence → |
| Risk-weighted assets | 643,026,000 | USD | evidence → |
Machine access — free, no API key
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