Call report 2025Q4
AMERISERV FINANCIAL BANK — 2025Q4
The 22 measures AMERISERV FINANCIAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,449,813,000 | USD | evidence → |
| Total loans | 1,032,968,000 | USD | evidence → |
| Allowance for loan losses | 13,128,000 | USD | evidence → |
| Securities available for sale | 172,441,000 | USD | evidence → |
| Securities held to maturity | 72,346,000 | USD | evidence → |
| Trading assets | 7,253,000 | USD | evidence → |
| Total deposits | 1,249,609,000 | USD | evidence → |
| Interest-bearing deposits | 1,090,391,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,218,000 | USD | evidence → |
| Equity capital | 141,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 71,185,000 | USD | evidence → |
| Interest expense | 28,032,000 | USD | evidence → |
| Net interest income | 43,153,000 | USD | evidence → |
| Noninterest income | 17,221,000 | USD | evidence → |
| Noninterest expense | 45,645,000 | USD | evidence → |
| Provision for loan losses | 4,108,000 | USD | evidence → |
| Pretax income | 10,609,000 | USD | evidence → |
| Income tax | 1,969,000 | USD | evidence → |
| Net income | 8,640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 134,815,000 | USD | evidence → |
| Total capital | 148,370,000 | USD | evidence → |
| Risk-weighted assets | 1,151,826,000 | USD | evidence → |