Call reports 2025
AMERISERV FINANCIAL BANK — 2025
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,426,921,000 | 1,444,637,000 | 1,457,269,000 | 1,449,813,000 |
| Total loans | 1,062,326,000 | 1,069,220,000 | 1,055,683,000 | 1,032,968,000 |
| Allowance for loan losses | 13,812,000 | 14,060,000 | 14,408,000 | 13,128,000 |
| Securities available for sale | 160,129,000 | 165,872,000 | 165,795,000 | 172,441,000 |
| Securities held to maturity | 67,355,000 | 67,640,000 | 67,273,000 | 72,346,000 |
| Trading assets | 0 | 5,101,000 | 4,462,000 | 7,253,000 |
| Total deposits | 1,217,655,000 | 1,245,033,000 | 1,259,066,000 | 1,249,609,000 |
| Interest-bearing deposits | 1,041,040,000 | 1,041,997,000 | 1,059,390,000 | 1,090,391,000 |
| Noninterest-bearing deposits | 176,615,000 | 203,036,000 | 199,676,000 | 159,218,000 |
| Equity capital | 132,376,000 | 133,627,000 | 137,104,000 | 141,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,973,000 | 34,617,000 | 53,062,000 | 71,185,000 |
| Interest expense | 6,831,000 | 13,863,000 | 21,070,000 | 28,032,000 |
| Net interest income | 10,142,000 | 20,754,000 | 31,992,000 | 43,153,000 |
| Noninterest income | 4,152,000 | 8,279,000 | 12,703,000 | 17,221,000 |
| Noninterest expense | 11,363,000 | 22,562,000 | 34,051,000 | 45,645,000 |
| Provision for loan losses | -36,000 | 3,120,000 | 3,443,000 | 4,108,000 |
| Pretax income | 3,028,000 | 3,435,000 | 7,248,000 | 10,609,000 |
| Income tax | 597,000 | 686,000 | 1,379,000 | 1,969,000 |
| Net income | 2,431,000 | 2,749,000 | 5,869,000 | 8,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,291,000 | 131,614,000 | 133,539,000 | 134,815,000 |
| Total capital | 145,456,000 | 146,005,000 | 148,252,000 | 148,370,000 |
| Risk-weighted assets | 1,185,506,000 | 1,202,870,000 | 1,176,972,000 | 1,151,826,000 |