Call report 2014Q4
AMERISERV FINANCIAL BANK — 2014Q4
The 22 measures AMERISERV FINANCIAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,061,080,000 | USD | evidence → |
| Total loans | 832,131,000 | USD | evidence → |
| Allowance for loan losses | 9,623,000 | USD | evidence → |
| Securities available for sale | 113,242,000 | USD | evidence → |
| Securities held to maturity | 19,538,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 870,081,000 | USD | evidence → |
| Interest-bearing deposits | 702,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 167,751,000 | USD | evidence → |
| Equity capital | 100,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,133,000 | USD | evidence → |
| Interest expense | 5,276,000 | USD | evidence → |
| Net interest income | 34,857,000 | USD | evidence → |
| Noninterest income | 6,318,000 | USD | evidence → |
| Noninterest expense | 35,180,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 5,797,000 | USD | evidence → |
| Income tax | 1,998,000 | USD | evidence → |
| Net income | 3,799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,579,000 | USD | evidence → |
| Total capital | 106,084,000 | USD | evidence → |
| Risk-weighted assets | 878,814,000 | USD | evidence → |