Call reports 2014
AMERISERV FINANCIAL BANK — 2014
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,023,122,000 | 1,036,029,000 | 1,043,599,000 | 1,061,080,000 |
| Total loans | 789,620,000 | 804,675,000 | 817,887,000 | 832,131,000 |
| Allowance for loan losses | 10,109,000 | 10,150,000 | 9,582,000 | 9,623,000 |
| Securities available for sale | 123,136,000 | 120,323,000 | 116,518,000 | 113,242,000 |
| Securities held to maturity | 17,857,000 | 18,947,000 | 19,347,000 | 19,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 875,533,000 | 874,108,000 | 872,370,000 | 870,081,000 |
| Interest-bearing deposits | 717,717,000 | 720,247,000 | 715,294,000 | 702,330,000 |
| Noninterest-bearing deposits | 157,816,000 | 153,861,000 | 157,076,000 | 167,751,000 |
| Equity capital | 100,906,000 | 102,685,000 | 103,394,000 | 100,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,019,000 | 19,923,000 | 29,865,000 | 40,133,000 |
| Interest expense | 1,290,000 | 2,608,000 | 3,944,000 | 5,276,000 |
| Net interest income | 8,729,000 | 17,315,000 | 25,921,000 | 34,857,000 |
| Noninterest income | 1,548,000 | 3,071,000 | 4,811,000 | 6,318,000 |
| Noninterest expense | 8,713,000 | 17,176,000 | 26,421,000 | 35,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 375,000 |
| Pretax income | 1,621,000 | 3,387,000 | 4,488,000 | 5,797,000 |
| Income tax | 492,000 | 1,039,000 | 1,545,000 | 1,998,000 |
| Net income | 1,129,000 | 2,348,000 | 2,943,000 | 3,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,740,000 | 94,959,000 | 96,223,000 | 95,579,000 |
| Total capital | 104,187,000 | 105,564,000 | 106,597,000 | 106,084,000 |
| Risk-weighted assets | 835,246,000 | 848,055,000 | 860,273,000 | 878,814,000 |
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