Call report 2008Q4
EMERALD BANK — 2008Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 13,411,000 | USD | evidence → |
| Total loans | 11,152,000 | USD | evidence → |
| Allowance for loan losses | 178,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 708,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 12,178,000 | USD | evidence → |
| Interest-bearing deposits | 10,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,165,000 | USD | evidence → |
| Equity capital | 1,161,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 949,000 | USD | evidence → |
| Interest expense | 299,000 | USD | evidence → |
| Net interest income | 650,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 649,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 114,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 81,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,161,000 | USD | evidence → |
| Total capital | 1,269,000 | USD | evidence → |
| Risk-weighted assets | 8,571,000 | USD | evidence → |