Call report 2008Q3
EMERALD BANK — 2008Q3
The 22 measures EMERALD BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 13,305,000 | USD | evidence → |
| Total loans | 10,617,000 | USD | evidence → |
| Allowance for loan losses | 176,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 709,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 12,095,000 | USD | evidence → |
| Interest-bearing deposits | 9,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,405,000 | USD | evidence → |
| Equity capital | 1,148,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 712,000 | USD | evidence → |
| Interest expense | 231,000 | USD | evidence → |
| Net interest income | 481,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 476,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 92,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 68,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,148,000 | USD | evidence → |
| Total capital | 1,253,000 | USD | evidence → |
| Risk-weighted assets | 8,322,000 | USD | evidence → |