Call report 2023Q1
SOMERSET TRUST COMPANY — 2023Q1
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,037,105,000 | USD | evidence → |
| Total loans | 1,282,381,000 | USD | evidence → |
| Allowance for loan losses | 16,108,000 | USD | evidence → |
| Securities available for sale | 612,951,000 | USD | evidence → |
| Securities held to maturity | 5,194,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,731,521,000 | USD | evidence → |
| Interest-bearing deposits | 1,283,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 448,040,000 | USD | evidence → |
| Equity capital | 120,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,529,000 | USD | evidence → |
| Interest expense | 4,750,000 | USD | evidence → |
| Net interest income | 19,779,000 | USD | evidence → |
| Noninterest income | 4,144,000 | USD | evidence → |
| Noninterest expense | 14,721,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,109,000 | USD | evidence → |
| Income tax | 1,466,000 | USD | evidence → |
| Net income | 7,643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 162,397,000 | USD | evidence → |
| Total capital | 180,149,000 | USD | evidence → |
| Risk-weighted assets | 1,474,568,000 | USD | evidence → |