Call report 2022Q4
SOMERSET TRUST COMPANY — 2022Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,017,848,000 | USD | evidence → |
| Total loans | 1,266,638,000 | USD | evidence → |
| Allowance for loan losses | 18,722,000 | USD | evidence → |
| Securities available for sale | 604,014,000 | USD | evidence → |
| Securities held to maturity | 5,199,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,657,860,000 | USD | evidence → |
| Interest-bearing deposits | 1,218,120,000 | USD | evidence → |
| Noninterest-bearing deposits | 439,740,000 | USD | evidence → |
| Equity capital | 102,770,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 78,835,000 | USD | evidence → |
| Interest expense | 8,502,000 | USD | evidence → |
| Net interest income | 70,333,000 | USD | evidence → |
| Noninterest income | 16,674,000 | USD | evidence → |
| Noninterest expense | 59,323,000 | USD | evidence → |
| Provision for loan losses | 1,045,000 | USD | evidence → |
| Pretax income | 24,161,000 | USD | evidence → |
| Income tax | 3,281,000 | USD | evidence → |
| Net income | 20,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 154,585,000 | USD | evidence → |
| Total capital | 173,051,000 | USD | evidence → |
| Risk-weighted assets | 1,476,774,000 | USD | evidence → |