Call report 2009Q1
SOMERSET TRUST COMPANY — 2009Q1
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 506,228,000 | USD | evidence → |
| Total loans | 303,790,000 | USD | evidence → |
| Allowance for loan losses | 4,662,000 | USD | evidence → |
| Securities available for sale | 139,576,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 435,453,000 | USD | evidence → |
| Interest-bearing deposits | 362,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,816,000 | USD | evidence → |
| Equity capital | 40,165,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,964,000 | USD | evidence → |
| Interest expense | 2,386,000 | USD | evidence → |
| Net interest income | 4,578,000 | USD | evidence → |
| Noninterest income | 1,568,000 | USD | evidence → |
| Noninterest expense | 5,227,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 1,223,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 1,008,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,310,000 | USD | evidence → |
| Total capital | 50,814,000 | USD | evidence → |
| Risk-weighted assets | 360,009,000 | USD | evidence → |