Call report 2008Q4
SOMERSET TRUST COMPANY — 2008Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 500,004,000 | USD | evidence → |
| Total loans | 306,802,000 | USD | evidence → |
| Allowance for loan losses | 4,803,000 | USD | evidence → |
| Securities available for sale | 149,967,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 412,106,000 | USD | evidence → |
| Interest-bearing deposits | 333,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,336,000 | USD | evidence → |
| Equity capital | 41,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,548,000 | USD | evidence → |
| Interest expense | 11,440,000 | USD | evidence → |
| Net interest income | 17,108,000 | USD | evidence → |
| Noninterest income | 7,744,000 | USD | evidence → |
| Noninterest expense | 19,739,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 5,006,000 | USD | evidence → |
| Income tax | 753,000 | USD | evidence → |
| Net income | 4,253,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,669,000 | USD | evidence → |
| Total capital | 50,058,000 | USD | evidence → |
| Risk-weighted assets | 350,562,000 | USD | evidence → |