Call report 2004Q4
SOMERSET TRUST COMPANY — 2004Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,860,000 | USD | evidence → |
| Total loans | 250,811,000 | USD | evidence → |
| Allowance for loan losses | 5,193,000 | USD | evidence → |
| Securities available for sale | 120,802,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,275,000 | USD | evidence → |
| Interest-bearing deposits | 247,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,339,000 | USD | evidence → |
| Equity capital | 34,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,954,000 | USD | evidence → |
| Interest expense | 8,299,000 | USD | evidence → |
| Net interest income | 13,655,000 | USD | evidence → |
| Noninterest income | 5,712,000 | USD | evidence → |
| Noninterest expense | 14,447,000 | USD | evidence → |
| Provision for loan losses | 670,000 | USD | evidence → |
| Pretax income | 4,753,000 | USD | evidence → |
| Income tax | 1,252,000 | USD | evidence → |
| Net income | 3,501,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,669,000 | USD | evidence → |
| Total capital | 39,023,000 | USD | evidence → |
| Risk-weighted assets | 266,476,000 | USD | evidence → |