Call report 2004Q3
SOMERSET TRUST COMPANY — 2004Q3
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,910,000 | USD | evidence → |
| Total loans | 247,631,000 | USD | evidence → |
| Allowance for loan losses | 5,163,000 | USD | evidence → |
| Securities available for sale | 127,543,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,289,000 | USD | evidence → |
| Interest-bearing deposits | 248,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,545,000 | USD | evidence → |
| Equity capital | 34,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,224,000 | USD | evidence → |
| Interest expense | 6,275,000 | USD | evidence → |
| Net interest income | 9,949,000 | USD | evidence → |
| Noninterest income | 4,328,000 | USD | evidence → |
| Noninterest expense | 11,059,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 3,165,000 | USD | evidence → |
| Income tax | 814,000 | USD | evidence → |
| Net income | 2,351,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,786,000 | USD | evidence → |
| Total capital | 38,146,000 | USD | evidence → |
| Risk-weighted assets | 266,993,000 | USD | evidence → |