Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 573,238,000 | USD | evidence → |
| Total loans | 438,796,000 | USD | evidence → |
| Allowance for loan losses | 5,088,000 | USD | evidence → |
| Securities available for sale | 31,950,000 | USD | evidence → |
| Securities held to maturity | 54,763,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 501,480,000 | USD | evidence → |
| Interest-bearing deposits | 445,499,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,981,000 | USD | evidence → |
| Equity capital | 65,461,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,536,000 | USD | evidence → |
| Interest expense | 13,562,000 | USD | evidence → |
| Net interest income | 16,974,000 | USD | evidence → |
| Noninterest income | 3,689,000 | USD | evidence → |
| Noninterest expense | 13,487,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 5,576,000 | USD | evidence → |
| Income tax | 1,017,000 | USD | evidence → |
| Net income | 4,559,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,272,000 | USD | evidence → |
| Total capital | 71,360,000 | USD | evidence → |
| Risk-weighted assets | 442,446,000 | USD | evidence → |