Call report 2008Q3
CITIZENS BANK — 2008Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,914,000 | USD | evidence → |
| Total loans | 404,202,000 | USD | evidence → |
| Allowance for loan losses | 4,909,000 | USD | evidence → |
| Securities available for sale | 28,124,000 | USD | evidence → |
| Securities held to maturity | 58,260,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 457,541,000 | USD | evidence → |
| Interest-bearing deposits | 401,405,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,136,000 | USD | evidence → |
| Equity capital | 64,206,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,918,000 | USD | evidence → |
| Interest expense | 10,646,000 | USD | evidence → |
| Net interest income | 12,272,000 | USD | evidence → |
| Noninterest income | 2,844,000 | USD | evidence → |
| Noninterest expense | 10,249,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 3,667,000 | USD | evidence → |
| Income tax | 559,000 | USD | evidence → |
| Net income | 3,108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,818,000 | USD | evidence → |
| Total capital | 69,727,000 | USD | evidence → |
| Risk-weighted assets | 424,204,000 | USD | evidence → |