Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,147,000 | USD | evidence → |
| Total loans | 352,557,000 | USD | evidence → |
| Allowance for loan losses | 4,400,000 | USD | evidence → |
| Securities available for sale | 65,000 | USD | evidence → |
| Securities held to maturity | 95,941,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,763,000 | USD | evidence → |
| Interest-bearing deposits | 379,054,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,709,000 | USD | evidence → |
| Equity capital | 52,475,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,625,000 | USD | evidence → |
| Interest expense | 6,912,000 | USD | evidence → |
| Net interest income | 12,713,000 | USD | evidence → |
| Noninterest income | 2,138,000 | USD | evidence → |
| Noninterest expense | 8,744,000 | USD | evidence → |
| Provision for loan losses | 365,000 | USD | evidence → |
| Pretax income | 5,742,000 | USD | evidence → |
| Income tax | 1,783,000 | USD | evidence → |
| Net income | 3,959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,400,000 | USD | evidence → |
| Total capital | 56,800,000 | USD | evidence → |
| Risk-weighted assets | 377,303,000 | USD | evidence → |