Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,438,000 | USD | evidence → |
| Total loans | 340,537,000 | USD | evidence → |
| Allowance for loan losses | 4,301,000 | USD | evidence → |
| Securities available for sale | 555,000 | USD | evidence → |
| Securities held to maturity | 96,400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 419,017,000 | USD | evidence → |
| Interest-bearing deposits | 367,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,364,000 | USD | evidence → |
| Equity capital | 51,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,832,000 | USD | evidence → |
| Interest expense | 4,376,000 | USD | evidence → |
| Net interest income | 8,456,000 | USD | evidence → |
| Noninterest income | 1,463,000 | USD | evidence → |
| Noninterest expense | 5,771,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 3,913,000 | USD | evidence → |
| Income tax | 1,190,000 | USD | evidence → |
| Net income | 2,723,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,311,000 | USD | evidence → |
| Total capital | 55,612,000 | USD | evidence → |
| Risk-weighted assets | 363,569,000 | USD | evidence → |