Call report 2025Q4
PRESIDENTIAL BANK, FSB — 2025Q4
The 22 measures PRESIDENTIAL BANK, FSB reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,057,047,000 | USD | evidence → |
| Total loans | 785,962,000 | USD | evidence → |
| Allowance for loan losses | 7,134,000 | USD | evidence → |
| Securities available for sale | 41,926,000 | USD | evidence → |
| Securities held to maturity | 16,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 944,877,000 | USD | evidence → |
| Interest-bearing deposits | 919,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,593,000 | USD | evidence → |
| Equity capital | 91,015,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,364,000 | USD | evidence → |
| Interest expense | 28,943,000 | USD | evidence → |
| Net interest income | 30,421,000 | USD | evidence → |
| Noninterest income | 30,903,000 | USD | evidence → |
| Noninterest expense | 53,864,000 | USD | evidence → |
| Provision for loan losses | 1,424,000 | USD | evidence → |
| Pretax income | 5,766,000 | USD | evidence → |
| Income tax | 1,296,000 | USD | evidence → |
| Net income | 4,470,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,269,000 | USD | evidence → |
| Total capital | 101,822,000 | USD | evidence → |
| Risk-weighted assets | 719,637,000 | USD | evidence → |