Call report 2025Q3
PRESIDENTIAL BANK, FSB — 2025Q3
The 22 measures PRESIDENTIAL BANK, FSB reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,037,879,000 | USD | evidence → |
| Total loans | 799,543,000 | USD | evidence → |
| Allowance for loan losses | 7,157,000 | USD | evidence → |
| Securities available for sale | 38,000,000 | USD | evidence → |
| Securities held to maturity | 17,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 927,105,000 | USD | evidence → |
| Interest-bearing deposits | 900,310,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,795,000 | USD | evidence → |
| Equity capital | 90,276,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,982,000 | USD | evidence → |
| Interest expense | 21,297,000 | USD | evidence → |
| Net interest income | 22,685,000 | USD | evidence → |
| Noninterest income | 23,447,000 | USD | evidence → |
| Noninterest expense | 40,243,000 | USD | evidence → |
| Provision for loan losses | 1,195,000 | USD | evidence → |
| Pretax income | 4,435,000 | USD | evidence → |
| Income tax | 994,000 | USD | evidence → |
| Net income | 3,441,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,552,000 | USD | evidence → |
| Total capital | 101,110,000 | USD | evidence → |
| Risk-weighted assets | 733,000,000 | USD | evidence → |