Call report 2004Q3
RURAL AMERICAN BANK - MONTGOMERY/LONSDALE — 2004Q3
The 22 measures RURAL AMERICAN BANK - MONTGOMERY/LONSDALE reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,075,000 | USD | evidence → |
| Total loans | 46,253,000 | USD | evidence → |
| Allowance for loan losses | 466,000 | USD | evidence → |
| Securities available for sale | 18,961,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,360,000 | USD | evidence → |
| Interest-bearing deposits | 56,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,782,000 | USD | evidence → |
| Equity capital | 7,099,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,702,000 | USD | evidence → |
| Interest expense | 505,000 | USD | evidence → |
| Net interest income | 2,197,000 | USD | evidence → |
| Noninterest income | 434,000 | USD | evidence → |
| Noninterest expense | 1,260,000 | USD | evidence → |
| Provision for loan losses | 54,000 | USD | evidence → |
| Pretax income | 1,328,000 | USD | evidence → |
| Income tax | 496,000 | USD | evidence → |
| Net income | 832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,619,000 | USD | evidence → |
| Total capital | 6,085,000 | USD | evidence → |
| Risk-weighted assets | 52,623,000 | USD | evidence → |
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