Call report 2004Q2
RURAL AMERICAN BANK - MONTGOMERY/LONSDALE — 2004Q2
The 22 measures RURAL AMERICAN BANK - MONTGOMERY/LONSDALE reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,940,000 | USD | evidence → |
| Total loans | 44,911,000 | USD | evidence → |
| Allowance for loan losses | 448,000 | USD | evidence → |
| Securities available for sale | 15,637,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,615,000 | USD | evidence → |
| Interest-bearing deposits | 53,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,906,000 | USD | evidence → |
| Equity capital | 6,713,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,783,000 | USD | evidence → |
| Interest expense | 344,000 | USD | evidence → |
| Net interest income | 1,439,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 846,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 881,000 | USD | evidence → |
| Income tax | 328,000 | USD | evidence → |
| Net income | 553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,340,000 | USD | evidence → |
| Total capital | 5,788,000 | USD | evidence → |
| Risk-weighted assets | 49,380,000 | USD | evidence → |