Call report 2025Q2
CITIZENS BANK & TRUST — 2025Q2
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,087,618,000 | USD | evidence → |
| Total loans | 610,449,000 | USD | evidence → |
| Allowance for loan losses | 7,011,000 | USD | evidence → |
| Securities available for sale | 261,957,000 | USD | evidence → |
| Securities held to maturity | 34,657,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 994,002,000 | USD | evidence → |
| Interest-bearing deposits | 790,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,788,000 | USD | evidence → |
| Equity capital | 64,384,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,741,000 | USD | evidence → |
| Interest expense | 10,491,000 | USD | evidence → |
| Net interest income | 13,250,000 | USD | evidence → |
| Noninterest income | 2,814,000 | USD | evidence → |
| Noninterest expense | 12,340,000 | USD | evidence → |
| Provision for loan losses | 112,000 | USD | evidence → |
| Pretax income | 3,358,000 | USD | evidence → |
| Income tax | 378,000 | USD | evidence → |
| Net income | 2,980,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,830,000 | USD | evidence → |
| Total capital | 108,251,000 | USD | evidence → |
| Risk-weighted assets | 697,225,000 | USD | evidence → |