Call report 2025Q1
CITIZENS BANK & TRUST — 2025Q1
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,104,951,000 | USD | evidence → |
| Total loans | 603,928,000 | USD | evidence → |
| Allowance for loan losses | 6,946,000 | USD | evidence → |
| Securities available for sale | 269,182,000 | USD | evidence → |
| Securities held to maturity | 35,155,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 997,392,000 | USD | evidence → |
| Interest-bearing deposits | 793,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,818,000 | USD | evidence → |
| Equity capital | 63,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,323,000 | USD | evidence → |
| Interest expense | 5,000,000 | USD | evidence → |
| Net interest income | 6,323,000 | USD | evidence → |
| Noninterest income | 1,335,000 | USD | evidence → |
| Noninterest expense | 6,280,000 | USD | evidence → |
| Provision for loan losses | 57,000 | USD | evidence → |
| Pretax income | 1,067,000 | USD | evidence → |
| Income tax | -13,000 | USD | evidence → |
| Net income | 1,080,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,343,000 | USD | evidence → |
| Total capital | 106,700,000 | USD | evidence → |
| Risk-weighted assets | 686,989,000 | USD | evidence → |