Call report 2003Q1
WESTERN BANK & TRUST COMPANY — 2003Q1
The 22 measures WESTERN BANK & TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,298,000 | USD | evidence → |
| Total loans | 106,821,000 | USD | evidence → |
| Allowance for loan losses | 1,206,000 | USD | evidence → |
| Securities available for sale | 994,000 | USD | evidence → |
| Securities held to maturity | 17,153,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,226,000 | USD | evidence → |
| Interest-bearing deposits | 81,167,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,059,000 | USD | evidence → |
| Equity capital | 16,240,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,076,000 | USD | evidence → |
| Interest expense | 216,000 | USD | evidence → |
| Net interest income | 1,860,000 | USD | evidence → |
| Noninterest income | 483,000 | USD | evidence → |
| Noninterest expense | 1,515,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 753,000 | USD | evidence → |
| Income tax | 256,000 | USD | evidence → |
| Net income | 497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,213,000 | USD | evidence → |
| Total capital | 17,419,000 | USD | evidence → |
| Risk-weighted assets | 116,156,000 | USD | evidence → |
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