Call report 2002Q4
WESTERN BANK & TRUST COMPANY — 2002Q4
The 22 measures WESTERN BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,266,000 | USD | evidence → |
| Total loans | 104,735,000 | USD | evidence → |
| Allowance for loan losses | 1,148,000 | USD | evidence → |
| Securities available for sale | 994,000 | USD | evidence → |
| Securities held to maturity | 24,518,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,029,000 | USD | evidence → |
| Interest-bearing deposits | 83,482,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,547,000 | USD | evidence → |
| Equity capital | 15,743,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,038,000 | USD | evidence → |
| Interest expense | 1,210,000 | USD | evidence → |
| Net interest income | 7,828,000 | USD | evidence → |
| Noninterest income | 2,015,000 | USD | evidence → |
| Noninterest expense | 6,436,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 3,152,000 | USD | evidence → |
| Income tax | 1,071,000 | USD | evidence → |
| Net income | 2,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,714,000 | USD | evidence → |
| Total capital | 16,862,000 | USD | evidence → |
| Risk-weighted assets | 114,324,000 | USD | evidence → |
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