Call report 2025Q1
CITIZENS TRUST BANK — 2025Q1
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 769,241,000 | USD | evidence → |
| Total loans | 398,795,000 | USD | evidence → |
| Allowance for loan losses | 4,637,000 | USD | evidence → |
| Securities available for sale | 262,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 663,948,000 | USD | evidence → |
| Interest-bearing deposits | 384,847,000 | USD | evidence → |
| Noninterest-bearing deposits | 279,101,000 | USD | evidence → |
| Equity capital | 91,708,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,817,000 | USD | evidence → |
| Interest expense | 1,735,000 | USD | evidence → |
| Net interest income | 8,082,000 | USD | evidence → |
| Noninterest income | 1,192,000 | USD | evidence → |
| Noninterest expense | 4,770,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,504,000 | USD | evidence → |
| Income tax | 1,036,000 | USD | evidence → |
| Net income | 3,468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,477,000 | USD | evidence → |
| Total capital | 104,521,000 | USD | evidence → |
| Risk-weighted assets | 465,986,000 | USD | evidence → |