Call report 2024Q4
CITIZENS TRUST BANK — 2024Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 793,469,000 | USD | evidence → |
| Total loans | 408,066,000 | USD | evidence → |
| Allowance for loan losses | 4,688,000 | USD | evidence → |
| Securities available for sale | 258,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 695,349,000 | USD | evidence → |
| Interest-bearing deposits | 371,370,000 | USD | evidence → |
| Noninterest-bearing deposits | 323,979,000 | USD | evidence → |
| Equity capital | 85,812,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,022,000 | USD | evidence → |
| Interest expense | 5,106,000 | USD | evidence → |
| Net interest income | 34,916,000 | USD | evidence → |
| Noninterest income | 4,765,000 | USD | evidence → |
| Noninterest expense | 18,310,000 | USD | evidence → |
| Provision for loan losses | 528,000 | USD | evidence → |
| Pretax income | 20,843,000 | USD | evidence → |
| Income tax | 4,794,000 | USD | evidence → |
| Net income | 16,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,009,000 | USD | evidence → |
| Total capital | 101,104,000 | USD | evidence → |
| Risk-weighted assets | 477,778,000 | USD | evidence → |