Call report 2004Q2
CITIZENS FIRST BANK — 2004Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,319,000 | USD | evidence → |
| Total loans | 231,875,000 | USD | evidence → |
| Allowance for loan losses | 2,823,000 | USD | evidence → |
| Securities available for sale | 26,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,807,000 | USD | evidence → |
| Interest-bearing deposits | 168,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,395,000 | USD | evidence → |
| Equity capital | 20,195,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,638,000 | USD | evidence → |
| Interest expense | 1,722,000 | USD | evidence → |
| Net interest income | 4,916,000 | USD | evidence → |
| Noninterest income | 900,000 | USD | evidence → |
| Noninterest expense | 2,909,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 2,707,000 | USD | evidence → |
| Income tax | 1,016,000 | USD | evidence → |
| Net income | 1,691,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,873,000 | USD | evidence → |
| Total capital | 22,595,000 | USD | evidence → |
| Risk-weighted assets | 217,806,000 | USD | evidence → |