Call report 2004Q1
CITIZENS FIRST BANK — 2004Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,336,000 | USD | evidence → |
| Total loans | 229,869,000 | USD | evidence → |
| Allowance for loan losses | 2,755,000 | USD | evidence → |
| Securities available for sale | 26,147,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,360,000 | USD | evidence → |
| Interest-bearing deposits | 163,228,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,132,000 | USD | evidence → |
| Equity capital | 20,283,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,321,000 | USD | evidence → |
| Interest expense | 861,000 | USD | evidence → |
| Net interest income | 2,460,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 1,483,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,293,000 | USD | evidence → |
| Income tax | 484,000 | USD | evidence → |
| Net income | 809,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,427,000 | USD | evidence → |
| Total capital | 22,175,000 | USD | evidence → |
| Risk-weighted assets | 219,799,000 | USD | evidence → |