Call report 2003Q3
CITIZENS FIRST BANK — 2003Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,811,000 | USD | evidence → |
| Total loans | 222,043,000 | USD | evidence → |
| Allowance for loan losses | 2,780,000 | USD | evidence → |
| Securities available for sale | 23,692,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 196,306,000 | USD | evidence → |
| Interest-bearing deposits | 170,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,250,000 | USD | evidence → |
| Equity capital | 19,875,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,104,000 | USD | evidence → |
| Interest expense | 2,968,000 | USD | evidence → |
| Net interest income | 7,136,000 | USD | evidence → |
| Noninterest income | 1,280,000 | USD | evidence → |
| Noninterest expense | 4,279,000 | USD | evidence → |
| Provision for loan losses | 94,000 | USD | evidence → |
| Pretax income | 4,043,000 | USD | evidence → |
| Income tax | 1,516,000 | USD | evidence → |
| Net income | 2,527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,001,000 | USD | evidence → |
| Total capital | 21,573,000 | USD | evidence → |
| Risk-weighted assets | 205,575,000 | USD | evidence → |