Call report 2003Q2
CITIZENS FIRST BANK — 2003Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,788,000 | USD | evidence → |
| Total loans | 221,039,000 | USD | evidence → |
| Allowance for loan losses | 2,878,000 | USD | evidence → |
| Securities available for sale | 22,924,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,404,000 | USD | evidence → |
| Interest-bearing deposits | 176,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,352,000 | USD | evidence → |
| Equity capital | 19,329,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,757,000 | USD | evidence → |
| Interest expense | 2,052,000 | USD | evidence → |
| Net interest income | 4,705,000 | USD | evidence → |
| Noninterest income | 858,000 | USD | evidence → |
| Noninterest expense | 2,863,000 | USD | evidence → |
| Provision for loan losses | 174,000 | USD | evidence → |
| Pretax income | 2,526,000 | USD | evidence → |
| Income tax | 945,000 | USD | evidence → |
| Net income | 1,581,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,164,000 | USD | evidence → |
| Total capital | 20,751,000 | USD | evidence → |
| Risk-weighted assets | 206,656,000 | USD | evidence → |