Call report 2002Q4
CITIZENS FIRST BANK — 2002Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,723,000 | USD | evidence → |
| Total loans | 206,896,000 | USD | evidence → |
| Allowance for loan losses | 2,805,000 | USD | evidence → |
| Securities available for sale | 22,909,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,833,000 | USD | evidence → |
| Interest-bearing deposits | 164,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,379,000 | USD | evidence → |
| Equity capital | 19,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,381,000 | USD | evidence → |
| Interest expense | 4,628,000 | USD | evidence → |
| Net interest income | 9,753,000 | USD | evidence → |
| Noninterest income | 1,645,000 | USD | evidence → |
| Noninterest expense | 5,803,000 | USD | evidence → |
| Provision for loan losses | 710,000 | USD | evidence → |
| Pretax income | 4,885,000 | USD | evidence → |
| Income tax | 1,823,000 | USD | evidence → |
| Net income | 3,062,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,732,000 | USD | evidence → |
| Total capital | 20,103,000 | USD | evidence → |
| Risk-weighted assets | 189,283,000 | USD | evidence → |