Call report 2002Q3
CITIZENS FIRST BANK — 2002Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,742,000 | USD | evidence → |
| Total loans | 196,736,000 | USD | evidence → |
| Allowance for loan losses | 2,669,000 | USD | evidence → |
| Securities available for sale | 25,778,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,538,000 | USD | evidence → |
| Interest-bearing deposits | 168,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,773,000 | USD | evidence → |
| Equity capital | 18,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,814,000 | USD | evidence → |
| Interest expense | 3,506,000 | USD | evidence → |
| Net interest income | 7,308,000 | USD | evidence → |
| Noninterest income | 1,243,000 | USD | evidence → |
| Noninterest expense | 4,442,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 3,589,000 | USD | evidence → |
| Income tax | 1,338,000 | USD | evidence → |
| Net income | 2,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,793,000 | USD | evidence → |
| Total capital | 19,150,000 | USD | evidence → |
| Risk-weighted assets | 188,216,000 | USD | evidence → |