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Call report 2025Q1

ADIRONDACK BANK — 2025Q1

The 22 measures ADIRONDACK BANK reported to the FFIEC for 2025Q1, each linked to its source filing.

PERIOD: 2025Q1SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5d4f8cac-d013-499d-afdf-57f06f7aa34b/2025Q1

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets994,373,000USDevidence →
Total loans622,453,000USDevidence →
Allowance for loan losses4,716,000USDevidence →
Securities available for sale278,472,000USDevidence →
Securities held to maturity4,412,000USDevidence →
Trading assets0USDevidence →
Total deposits910,931,000USDevidence →
Interest-bearing deposits595,770,000USDevidence →
Noninterest-bearing deposits315,161,000USDevidence →
Equity capital68,563,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income10,412,000USDevidence →
Interest expense1,929,000USDevidence →
Net interest income8,483,000USDevidence →
Noninterest income1,371,000USDevidence →
Noninterest expense8,866,000USDevidence →
Provision for loan losses210,000USDevidence →
Pretax income778,000USDevidence →
Income tax101,000USDevidence →
Net income677,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital81,727,000USDevidence →
Total capital86,526,000USDevidence →
Risk-weighted assets494,651,000USDevidence →