Call report 2024Q4
ADIRONDACK BANK — 2024Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 932,034,000 | USD | evidence → |
| Total loans | 622,938,000 | USD | evidence → |
| Allowance for loan losses | 4,488,000 | USD | evidence → |
| Securities available for sale | 227,815,000 | USD | evidence → |
| Securities held to maturity | 5,232,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 837,998,000 | USD | evidence → |
| Interest-bearing deposits | 531,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 306,572,000 | USD | evidence → |
| Equity capital | 64,522,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,624,000 | USD | evidence → |
| Interest expense | 8,682,000 | USD | evidence → |
| Net interest income | 31,942,000 | USD | evidence → |
| Noninterest income | 5,459,000 | USD | evidence → |
| Noninterest expense | 33,659,000 | USD | evidence → |
| Provision for loan losses | 256,000 | USD | evidence → |
| Pretax income | 3,486,000 | USD | evidence → |
| Income tax | 363,000 | USD | evidence → |
| Net income | 3,123,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,240,000 | USD | evidence → |
| Total capital | 85,805,000 | USD | evidence → |
| Risk-weighted assets | 491,626,000 | USD | evidence → |