Call report 2008Q1
ADIRONDACK BANK — 2008Q1
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 471,594,000 | USD | evidence → |
| Total loans | 306,502,000 | USD | evidence → |
| Allowance for loan losses | 2,363,000 | USD | evidence → |
| Securities available for sale | 116,438,000 | USD | evidence → |
| Securities held to maturity | 8,648,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 407,080,000 | USD | evidence → |
| Interest-bearing deposits | 330,700,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,380,000 | USD | evidence → |
| Equity capital | 32,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,537,000 | USD | evidence → |
| Interest expense | 2,783,000 | USD | evidence → |
| Net interest income | 3,754,000 | USD | evidence → |
| Noninterest income | 622,000 | USD | evidence → |
| Noninterest expense | 3,874,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 664,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,734,000 | USD | evidence → |
| Total capital | 32,112,000 | USD | evidence → |
| Risk-weighted assets | 260,744,000 | USD | evidence → |