Call report 2007Q4
ADIRONDACK BANK — 2007Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 451,697,000 | USD | evidence → |
| Total loans | 301,086,000 | USD | evidence → |
| Allowance for loan losses | 3,754,000 | USD | evidence → |
| Securities available for sale | 107,428,000 | USD | evidence → |
| Securities held to maturity | 8,419,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,145,000 | USD | evidence → |
| Interest-bearing deposits | 314,990,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,155,000 | USD | evidence → |
| Equity capital | 32,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,695,000 | USD | evidence → |
| Interest expense | 11,683,000 | USD | evidence → |
| Net interest income | 14,012,000 | USD | evidence → |
| Noninterest income | 2,566,000 | USD | evidence → |
| Noninterest expense | 14,406,000 | USD | evidence → |
| Provision for loan losses | 1,067,000 | USD | evidence → |
| Pretax income | 1,139,000 | USD | evidence → |
| Income tax | -283,000 | USD | evidence → |
| Net income | 1,422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,511,000 | USD | evidence → |
| Total capital | 32,702,000 | USD | evidence → |
| Risk-weighted assets | 254,670,000 | USD | evidence → |