Call report 2005Q1
ADIRONDACK BANK — 2005Q1
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 382,848,000 | USD | evidence → |
| Total loans | 202,554,000 | USD | evidence → |
| Allowance for loan losses | 2,301,000 | USD | evidence → |
| Securities available for sale | 139,409,000 | USD | evidence → |
| Securities held to maturity | 8,021,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 342,436,000 | USD | evidence → |
| Interest-bearing deposits | 276,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,301,000 | USD | evidence → |
| Equity capital | 29,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,503,000 | USD | evidence → |
| Interest expense | 1,311,000 | USD | evidence → |
| Net interest income | 3,192,000 | USD | evidence → |
| Noninterest income | 608,000 | USD | evidence → |
| Noninterest expense | 3,337,000 | USD | evidence → |
| Provision for loan losses | 129,000 | USD | evidence → |
| Pretax income | 307,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,129,000 | USD | evidence → |
| Total capital | 29,531,000 | USD | evidence → |
| Risk-weighted assets | 211,731,000 | USD | evidence → |