Call report 2004Q4
ADIRONDACK BANK — 2004Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,382,000 | USD | evidence → |
| Total loans | 197,816,000 | USD | evidence → |
| Allowance for loan losses | 2,240,000 | USD | evidence → |
| Securities available for sale | 146,993,000 | USD | evidence → |
| Securities held to maturity | 7,094,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,846,000 | USD | evidence → |
| Interest-bearing deposits | 264,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,873,000 | USD | evidence → |
| Equity capital | 30,645,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,716,000 | USD | evidence → |
| Interest expense | 3,989,000 | USD | evidence → |
| Net interest income | 10,727,000 | USD | evidence → |
| Noninterest income | 2,116,000 | USD | evidence → |
| Noninterest expense | 11,173,000 | USD | evidence → |
| Provision for loan losses | 595,000 | USD | evidence → |
| Pretax income | 1,690,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 1,531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,784,000 | USD | evidence → |
| Total capital | 29,104,000 | USD | evidence → |
| Risk-weighted assets | 207,520,000 | USD | evidence → |