Call report 2004Q1
ADIRONDACK BANK — 2004Q1
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,064,000 | USD | evidence → |
| Total loans | 182,197,000 | USD | evidence → |
| Allowance for loan losses | 2,269,000 | USD | evidence → |
| Securities available for sale | 83,422,000 | USD | evidence → |
| Securities held to maturity | 6,485,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,932,000 | USD | evidence → |
| Interest-bearing deposits | 203,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,535,000 | USD | evidence → |
| Equity capital | 24,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,458,000 | USD | evidence → |
| Interest expense | 925,000 | USD | evidence → |
| Net interest income | 2,533,000 | USD | evidence → |
| Noninterest income | 417,000 | USD | evidence → |
| Noninterest expense | 2,628,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 466,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 360,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,431,000 | USD | evidence → |
| Total capital | 25,659,000 | USD | evidence → |
| Risk-weighted assets | 178,171,000 | USD | evidence → |