Call report 2003Q4
ADIRONDACK BANK — 2003Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,382,000 | USD | evidence → |
| Total loans | 177,490,000 | USD | evidence → |
| Allowance for loan losses | 2,041,000 | USD | evidence → |
| Securities available for sale | 75,089,000 | USD | evidence → |
| Securities held to maturity | 4,145,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,370,000 | USD | evidence → |
| Interest-bearing deposits | 183,901,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,469,000 | USD | evidence → |
| Equity capital | 23,884,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,337,000 | USD | evidence → |
| Interest expense | 3,699,000 | USD | evidence → |
| Net interest income | 9,638,000 | USD | evidence → |
| Noninterest income | 1,918,000 | USD | evidence → |
| Noninterest expense | 9,561,000 | USD | evidence → |
| Provision for loan losses | 510,000 | USD | evidence → |
| Pretax income | 2,218,000 | USD | evidence → |
| Income tax | 382,000 | USD | evidence → |
| Net income | 1,836,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,186,000 | USD | evidence → |
| Total capital | 25,267,000 | USD | evidence → |
| Risk-weighted assets | 172,643,000 | USD | evidence → |