Call report 2003Q1
ADIRONDACK BANK — 2003Q1
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 257,964,000 | USD | evidence → |
| Total loans | 157,709,000 | USD | evidence → |
| Allowance for loan losses | 1,906,000 | USD | evidence → |
| Securities available for sale | 75,093,000 | USD | evidence → |
| Securities held to maturity | 7,679,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,787,000 | USD | evidence → |
| Interest-bearing deposits | 182,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,077,000 | USD | evidence → |
| Equity capital | 18,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,271,000 | USD | evidence → |
| Interest expense | 1,036,000 | USD | evidence → |
| Net interest income | 2,235,000 | USD | evidence → |
| Noninterest income | 462,000 | USD | evidence → |
| Noninterest expense | 2,075,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 640,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 471,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,395,000 | USD | evidence → |
| Total capital | 19,325,000 | USD | evidence → |
| Risk-weighted assets | 157,581,000 | USD | evidence → |