Call report 2002Q4
ADIRONDACK BANK — 2002Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 238,046,000 | USD | evidence → |
| Total loans | 146,913,000 | USD | evidence → |
| Allowance for loan losses | 2,045,000 | USD | evidence → |
| Securities available for sale | 56,263,000 | USD | evidence → |
| Securities held to maturity | 8,262,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,071,000 | USD | evidence → |
| Interest-bearing deposits | 171,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,587,000 | USD | evidence → |
| Equity capital | 18,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,269,000 | USD | evidence → |
| Interest expense | 4,601,000 | USD | evidence → |
| Net interest income | 8,668,000 | USD | evidence → |
| Noninterest income | 1,593,000 | USD | evidence → |
| Noninterest expense | 7,722,000 | USD | evidence → |
| Provision for loan losses | 528,000 | USD | evidence → |
| Pretax income | 2,176,000 | USD | evidence → |
| Income tax | 485,000 | USD | evidence → |
| Net income | 1,691,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,993,000 | USD | evidence → |
| Total capital | 18,889,000 | USD | evidence → |
| Risk-weighted assets | 149,277,000 | USD | evidence → |