Call report 2005Q1
VISTA BANK TEXAS — 2005Q1
The 22 measures VISTA BANK TEXAS reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,149,000 | USD | evidence → |
| Total loans | 24,864,000 | USD | evidence → |
| Allowance for loan losses | 325,000 | USD | evidence → |
| Securities available for sale | 32,403,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,814,000 | USD | evidence → |
| Interest-bearing deposits | 39,866,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,948,000 | USD | evidence → |
| Equity capital | 5,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 739,000 | USD | evidence → |
| Interest expense | 164,000 | USD | evidence → |
| Net interest income | 575,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 548,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 151,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,309,000 | USD | evidence → |
| Total capital | 5,634,000 | USD | evidence → |
| Risk-weighted assets | 31,275,000 | USD | evidence → |